Although it is difficult to get approved for a car loan with no credit rating with banks and credit unions, it is now possible to find lenders that specialize in providing auto loans to borrowers who have zero credit to start with. However, to locate them, you may need expert assistance.
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Majority of the specialized no credit car finance lenders will approve your application instantly if you get a co-signer, who has good credit reputation, to back your loan. Such a proposition gives them the assurance that the money being lent is totally recoverable should the borrower go upside down on the loan. In addition, only drivers with valid driver’s license and those earning at least $1,500 every month stand any chance of getting approved.
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